California Minimum Car Insurance Requirements You Need to Know About

California Minimum Car Insurance Requirements You Need to Know About

INSURANCE
California requires drivers to carry insurance to cover the costs of damages and injuries to others in a car accident. The state requires drivers to carry a minimum of $15,000 of bodily injury liability insurance per person, $30,000 of bodily injury liability insurance per accident, and $5,000 of property damage liability insurance. This coverage is known as 15/30/5 coverage.These minimums are far from enough coverage in many cases, though. In addition to liability coverage, drivers may want to consider adding extra coverage such as uninsured/underinsured motorist coverage, which helps pay for damages and injuries caused by uninsured or underinsured drivers.Let's dive into the other California auto insurance requirements and look at the penalties drivers might meet if they don't carry the right insurance.See how much you could save on auto…
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How to save money on your car insurance |  The Islander

How to save money on your car insurance | The Islander

INSURANCE
Taking the time to understand car insurance policies and choosing wisely can deliver significant savings.Picture: Adobe StockWhether you are taking a ride on sunny days or rainy ones, you are likely to encounter the uncertainties that meet road users each day. These uncertainties can be in the form of driving mistakes - yours or those of other road users - bad roads, and numerous other hazards that culminate in accidents that can damage your car. On unfortunate days like that, the insurance policy covering your vehicle is the only thing that builds and maintains your confidence. However, car insurance comes at a cost whose affordability may be termed relative.As a prudent and wise car owner, you can save on the cost of your car insurance without risking the coverage it…
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How car insurance works when you borrow a car and leave the country

How car insurance works when you borrow a car and leave the country

INSURANCE
Breadcrumb Trail Links Travel Insurance Here's what you need to know about driving a friend or relative's car to another country Photo by Getty Article content Whether it's a summer road trip with friends, an overdue visit with a family member, or attending a business conference, you may find it advantageous to drive across the border rather than fly. Advertisement 2 This advertisement has not loaded yet, but your article continues below. Article content But let's say your car isn't roadworthy, or you lack access to a vehicle entirely. In that case, borrowing a car from a close friend or relative can be a convenient solution. However, can you legally drive a car that you don't own to another country in the first place? And what impact would crossing the…
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